Doesn't train AI models on your data
"We do not use personal data for research and development activities, or for profiling or automated decision-making that has legal or significant effects on individuals."
Confidence: high
Source
PowerPay
by PowerPay
Last updated Mar 29, 2026 · 1 revision
Instant home improvement loans with no contractor fees
Highlights
Capabilities
Trust
Media
getpowerpay.com
PowerPay home improvement financing platform hero image
About This Product
An independent lending platform offering instant approvals up to $100,000 for major mechanical replacements. Features zero dealer fees, no prepayment penalties, and seamless API integration with quoting tools like SalesBuilder Pro.
Capabilities
How this product is delivered and what's included out of the box.
- Mobile app
- Not available
- Free trial
- No
- Free tier
- Yes
- Public API
- No
- Deployment
- Cloud
Trust & Privacy
Each statement below was extracted directly from the vendor's privacy policy or terms of service. Click "source" to read it in context.
Data export available on request
"The Right to Data Portability: To request that your data be shared with a third party in a structured, commonly used, machine-readable format."
Confidence: high
Source
Data deletion honored on request
"The Right to Erasure (Right to Be Forgotten): To request the deletion or removal of personal information in certain circumstances."
Confidence: high
Source
Primary policy document: https://www.powerpay.net/privacy
FSH Score Breakdown
Ease of Use 6.5
Features 5.5
Support 5.0
Value 6.0
Integrations 7.0
AI Capabilities 1.5
Customer Reviews
Features
25 features confirmed across
8categories· Showing confirmed capabilities only
Invoicing & Payments11features
Payment ProcessingACH fundingConsumer FinancingNear-instant credit decisionsNo Prepayment PenaltiesPre-Qualification Without Credit Score ImpactDeferred Interest FinancingEmbedded Application FormInstant ApprovalsInstant Decision Application Process
Show 3 more
Low Monthly Payment Display on EstimatesPoint of Sale Rebate ApplicationPrequalification Link
CRM & Sales5features
Lead ManagementUnique link, QR code, and embedded form application methodsAuto Generated QR Codes for Pre-Qualification FormsApplication GenerationDedicated Success ManagerAI Lead ScreeningInstant qualification offers
Mobile & Field Tools3features
Digital FormsEmbedded formsQR Code Customer LookupDigital SignaturesE Sign Consent
Customer Communication2features
Contractor Forum AccessCustomer Support
Technician Management1feature
OnboardingNo-cost enrollment
Compliance & Safety1feature
Consent Management
Platform & Customization1feature
Document ManagementSecure digital documents
Training & Education1feature
Individual Training Paths
Integrations 1 across 1 category
Payment Processing 1
Plaid
Pricing
- Model
- Custom
- Starting at
- Contact for pricing
- Notes
- No dealer fees — contractors keep 100% of project funds. PowerPay charges zero fees to contractors (unlike competitors charging 2.5-12%). Funds direct-deposited via ACH within 48 hours of install. Consumer loan APRs from 4.99-8.99%, terms up to 15 years, loans up to $100,000. Staged funding available for qualified contractors.
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