PowerPay

Name: PowerPay
Author: PowerPay

by PowerPay

Last updated Mar 29, 2026 · 1 revision

Instant home improvement loans with no contractor fees

5.9 Good See breakdown →

Media

getpowerpay.com

PowerPay home improvement financing platform hero image

About This Product

An independent lending platform offering instant approvals up to $100,000 for major mechanical replacements. Features zero dealer fees, no prepayment penalties, and seamless API integration with quoting tools like SalesBuilder Pro.

Capabilities

How this product is delivered and what's included out of the box.

Mobile app: Not available
Free trial: No
Free tier: Yes
Public API: No
Deployment: Cloud

Trust & Privacy

Each statement below was extracted directly from the vendor's privacy policy or terms of service. Click "source" to read it in context.

Doesn't train AI models on your data

"We do not use personal data for research and development activities, or for profiling or automated decision-making that has legal or significant effects on individuals."

Confidence: high Source

Data export available on request

"The Right to Data Portability: To request that your data be shared with a third party in a structured, commonly used, machine-readable format."

Confidence: high Source

Data deletion honored on request

"The Right to Erasure (Right to Be Forgotten): To request the deletion or removal of personal information in certain circumstances."

Confidence: high Source

Primary policy document: https://www.powerpay.net/privacy

FSH Score Breakdown

Ease of Use

6.5

Features

6.2

Support

6.0

Value

6.0

Integrations

7.0

AI Capabilities

1.5

Customer Reviews

Features

33 features confirmed across 9categories· Showing confirmed capabilities only

Invoicing & Payments12features

Payment ProcessingACH fundingConsumer FinancingNear-instant credit decisionsDeferred Interest FinancingUp to 2 years with no payments, no interest, no down payment, no credit cardEmbedded Application FormEmbedded application formInstant ApprovalsInstant approvalsLow Monthly Payment Display on EstimatesLow fixed monthly paymentsNo Prepayment PenaltiesNo prepayment penaltiesPre-Qualification Without Credit Score ImpactSoft credit checks

Show 4 more

Instant Decision Application ProcessPrequalification LinkPoint of Sale Rebate ApplicationProvider point-of-sale financingFlexible Payment Scheduling Without Extra FeesLow fixed monthly payments

CRM & Sales6features

Lead ManagementUnique link, QR code, and embedded form application methodsApplication GenerationQR code application generationAuto Generated QR Codes for Pre-Qualification FormsEmbedded application formsDedicated Success ManagerHome Services Concierge ProgramAI Lead ScreeningInstant qualification offersContractor NetworkContractor network access

Customer Communication3features

Contractor Forum AccessContractor network accessCustomer SupportDedicated support teamAI ConciergeHome Services Concierge Program

Mobile & Field Tools3features

Digital FormsEmbedded formsQR Code Customer LookupQR code applicationDigital SignaturesElectronic signature consent

Platform & Customization3features

Document ManagementSecure digital documentsApproval ManagementInstant approvalsUI EmbeddingEmbedded application forms

Compliance & Safety2features

Consent ManagementPermit ManagementFast approvals

Training & Education2features

Individual Training PathsIndividualized LearningPersonalized training and resources

Reporting & Analytics1feature

ROI TrackingLoan management support

Technician Management1feature

OnboardingNo-cost enrollment

Integrations 1 across 1 category

Payment Processing 1

Plaid

Pricing

Model: Custom
Starting at: Contact for pricing
Notes: No dealer fees — contractors keep 100% of project funds. PowerPay charges zero fees to contractors (unlike competitors charging 2.5-12%). Funds direct-deposited via ACH within 48 hours of install. Consumer loan APRs from 4.99-8.99%, terms up to 15 years, loans up to $100,000. Staged funding available for qualified contractors.