OnPay

Name: OnPay
Price: 49 USD
Author: OnPay Inc.

by OnPay Inc.

Last updated Mar 29, 2026 · 1 revision

All-inclusive payroll with unlimited runs, multi-state tax filing, and W-2/1099 management for small contractors.

5.4 Good See breakdown →

Highlights

23 Features 12 Integrations

Capabilities

Per User Free Trial Mobile App

Buy from OnPay Inc. Visit website

Media

onpay.com

About This Product

OnPay offers unlimited payroll runs for W-2 employees and 1099 contractors at $49/mo + $6/employee with no extra fees for multi-state tax filing. For HVAC contractors paying weekly or managing subcontractors across state lines, OnPay provides transparent pricing, automated year-end tax forms, built-in HR tools, and integrations with QuickBooks and Xero.

Capabilities

How this product is delivered and what's included out of the box.

Mobile app: Available
Free trial: Yes
Free tier: No
Public API: Yes
Deployment: Cloud

FSH Score Breakdown

Ease of Use

6.0

Features

5.5

Support

5.0

Value

6.5

Integrations

8.0

AI Capabilities

1.5

Customer Reviews

Features

23 features confirmed across 7categories· Showing confirmed capabilities only

Technician Management10features

Benefits AdministrationBenefits administrationAbsence CalendarAutomatic PTO Accrual TrackingChecklists and TasksEmployee DirectoryEmployee Record ManagementGarnishment AdministrationHR Resource Library

Show 2 more

OnboardingHiring and onboardingTime Off ManagementPTO dashboard and management

Accounting Integration6features

Bill And Pay Rate ManagementDeduction Instruction ManagementPayroll Tax Filings and DepositsTax FilingYear-end tax form generationAutomated PayrollFull-service payrollAccounting IntegrationQuickBooks integration

Reporting & Analytics2features

ReportingCustom report designerNext Day State Reporting

Compliance & Safety2features

Audits And ComplianceSocial Security Number Verification

Invoicing & Payments1feature

Auto Calculate Taxes And Fees

Equipment & Asset Management1feature

Asset ManagementEquipment and software provisioning

Platform & Customization1feature

Onboarding Support

Integrations 12 across 4 categories

Accounting 6

Intuit Enterprise Suite

MainStreet

QuickBooks Desktop Native

QuickBooks Online Native

TurboTax

Xero Native

HR & Payroll 4

JazzHR

Traliant

Vestwell

When I Work

Data & Automation 1

Middesk

Industry-Specific 1

ERGO Next Insurance

ERGO NEXT Insurance

Pricing

Model: Per User
Starting at: $49/mo
Notes: OnPay uses a single transparent pricing plan with no tiers. The $49 base fee never changes, and the $6 per-person fee applies once per month for each employee or contractor included in at least one pay run. No extra charges for multi-state tax filings, off-cycle runs, or run cancellations. First month free.

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Rippling

5.9 - Good

Unified HR + payroll + IT platform for growing HVAC businesses managing W-2 and 1099 workers in one system with automatic tax filing and HR compliance.

Per User · $8/mo Free Trial Strength: 66