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Wave Financial

by Wave Financial Inc.

Free accounting software with unlimited invoices, expense tracking, and bank connections for micro-contractors.

Media

HVAC Uncensored Talks With HVAC Nate AKA Nate Christian

About This Product

Wave Financial provides free accounting with unlimited invoices, users, and bank connections, making it ideal for solo HVAC technicians and very small shops formalizing their finances. Paid add-ons include payroll ($40/mo base + $6/employee) with automatic 1099 generation for subcontractors, and optional payment processing.

Capabilities

How this product is delivered and what's included out of the box.

Mobile app
Available
Free trial
No
Free tier
Yes
Public API
No
Deployment
Cloud

FSH Score Breakdown

Ease of Use
7.0
Features
4.1
Support
6.0
Value
6.0
Integrations
5.0
AI Capabilities
1.5

Customer Reviews

Features

28 features confirmed across 10categories· Showing confirmed capabilities only

Accounting Integration10features

Accounting Integrationtrack income and expensesAutomated Payrollpay employees and manage contractorsBudgetingmanage cash flowAccounts PayableAuto-merge and categorize transactionsCash Flow ManagementCash flow managementFinancial Activity TrackingAuto Detect Unrecorded Transactions and ErrorsAuto Expense Categorization
Show 2 more
Billable Expense TrackingAI Bill ScanningDigital receipt capture

Invoicing & Payments6features

Payment ProcessingBank transfer paymentsInvoicingInvoice creationApple Pay IntegrationContactless PaymentsDirect Bank Transfer FundingProfessional Invoicing

Customer Communication2features

NotificationsAutomated late payment remindersCustomer Support

Mobile & Field Tools2features

Technician Mobile AppDigital FormsDigitally capture unlimited receipts

AI & Automation2features

AI SupportAI SupportAutomation RulesMake Automation Workflows

Training & Education2features

1:1 Expert CoachingMobile-Friendly Learningaccess reports on mobile app

Estimating & Quoting1feature

Quoting & EstimatesCreate estimates and collect deposits

Reporting & Analytics1feature

Reportingaccess reporting

Technician Management1feature

HR and Payroll

Platform & Customization1feature

Third-Party IntegrationWave Integrations

Integrations 1 across 1 category

Payment Processing 1
Apple Pay

Pricing

Model
Freemium
Starting at
Contact for pricing
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