Wave Financial

Name: Wave Financial
Author: Wave Financial Inc.

by Wave Financial Inc.

Free accounting software with unlimited invoices, expense tracking, and bank connections for micro-contractors.

5.2 Good See breakdown →

Highlights

54 Features 1 Integration

Capabilities

Freemium Free Tier Mobile App

Buy from Wave Financial Inc. Visit website

Media

HVAC Uncensored Talks With HVAC Nate AKA Nate Christian

About This Product

Wave Financial provides free accounting with unlimited invoices, users, and bank connections, making it ideal for solo HVAC technicians and very small shops formalizing their finances. Paid add-ons include payroll ($40/mo base + $6/employee) with automatic 1099 generation for subcontractors, and optional payment processing.

Capabilities

How this product is delivered and what's included out of the box.

Mobile app: Available
Free trial: No
Free tier: Yes
Public API: No
Deployment: Cloud

FSH Score Breakdown

Ease of Use

6.5

Features

5.9

Support

5.0

Value

6.0

Integrations

6.0

AI Capabilities

1.5

Customer Reviews

Features

54 features confirmed across 13categories· Showing confirmed capabilities only

Invoicing & Payments11features

InvoicingInvoice creationPayment ProcessingBank transfer paymentsAutomated Past Due Payment RemindersAutomatic Payment RemindersMulti-Currency SupportMulti-Currency SupportOnline Account Management for Payments and StatementsOnline Payment AcceptanceSubscription BillingRecurring BillingApple Pay IntegrationContactless Payments

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Direct Bank Transfer FundingProfessional InvoicingInvoice Status TrackingInvoice Status Tracking

Accounting Integration10features

Accounting Integrationtrack income and expensesAutomated Payrollpay employees and manage contractorsBudgetingmanage cash flowAI Bill ScanningReceipt ScanningCash Flow ManagementCash flow managementAccounts PayableAuto-merge and categorize transactionsFinancial Activity TrackingAuto Expense CategorizationAuto-merge and categorize bank transactions

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Auto Detect Unrecorded Transactions and ErrorsBillable Expense Tracking

Platform & Customization10features

Custom API AccessAPI AccessCustom TemplatesInvoice TemplatesDocument ManagementDocument ManagementThird-Party IntegrationWave IntegrationsUnlimited Sub UsersUnlimited User AccessVendor PortalVendor PortalsCustom BrandingBrand CustomizationCustom IntegrationMake Integration

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Backup And RestoreCloud BackupMulti-Device SupportMulti-User Support