Acorn Finance

Name: Acorn Finance
Author: Acorn Finance (Headway Sales Inc.)

by Acorn Finance (Headway Sales Inc.)

Last updated Mar 29, 2026 · 1 revision

Free multi-lender financing marketplace for contractors — 18 lenders, FICO 550+, loans up to $250K, zero dealer fees.

6.2 Good See breakdown →

Highlights

11 Features

Capabilities

Free Free Tier

Buy from Acorn Finance (Headway Sales Inc.) Visit website

Media

www.acornfinance.com

About This Product

Acorn Finance is a multi-lender financing marketplace that lets HVAC contractors offer competitive loan options to homeowners at no cost. Homeowners prequalify in under a minute with no credit impact, compare offers from 18 lender partners, and get loans up to $250,000 with APRs starting at 6.99%. Integrates with FieldPulse and JobTread.

Capabilities

How this product is delivered and what's included out of the box.

Mobile app: Not available
Free trial: No
Free tier: Yes
Public API: Yes
Deployment: Cloud

FSH Score Breakdown

Ease of Use

8.0

Features

6.5

Support

6.5

Value

8.0

Integrations

6.0

AI Capabilities

2.0

Customer Reviews

Features

11 features confirmed across 7categories· Showing confirmed capabilities only

Invoicing & Payments2features

Payment Processingupfront payment to contractors upon customer approvalConsumer Financingcomparison of loan offers from multiple lenders

Reporting & Analytics2features

ReportingCustomizable financing link generationAnalyticsLoan offer comparison

CRM & Sales2features

AI Lead ScreeningSoft credit check prequalificationMarketing ToolsIntegrated marketing and advertising resources

Platform & Customization2features

Pricing APIThird-Party IntegrationSimple code integration for eCommerce sites

Customer Communication1feature

Client PortalContractor portal for tracking application statuses

Technician Management1feature

Training Coursesspecialized training and monthly data analytics for staff

Compliance & Safety1feature

Permit ManagementOnline application

Pricing

Model: Free
Starting at: Contact for pricing
Notes: 100% free for contractors — no setup costs, no monthly fees, no obligations. Revenue comes from lender partnerships. Contractors get a personalized financing link to share with customers. Customers can finance $2K-$100K with terms up to 12 years and APRs as low as 3.99%. Soft credit pull only. 30+ lending partners. Origination fee of 1-6% may apply on loans under $40K (paid by borrower, not contractor).