PowerPay
by PowerPay
Last updated Mar 29, 2026 · 1 revision
Instant home improvement loans with no contractor fees
Highlights
Capabilities
Media
PowerPay home improvement financing platform hero image
About This Product
An independent lending platform offering instant approvals up to $100,000 for major mechanical replacements. Features zero dealer fees, no prepayment penalties, and seamless API integration with quoting tools like SalesBuilder Pro.
Capabilities
How this product is delivered and what's included out of the box.
- Mobile app
- Not available
- Free trial
- No
- Free tier
- Yes
- Public API
- No
- Deployment
- Cloud
FSH Score Breakdown
Customer Reviews
Features
Platform & Customization3features
Invoicing & Payments2features
Mobile & Field Tools2features
Technician Management2features
CRM & Sales2features
Accounting Integration1feature
Compliance & Safety1feature
Pricing
- Model
- Custom
- Starting at
- Contact for pricing
- Notes
- No dealer fees — contractors keep 100% of project funds. PowerPay charges zero fees to contractors (unlike competitors charging 2.5-12%). Funds direct-deposited via ACH within 48 hours of install. Consumer loan APRs from 4.99-8.99%, terms up to 15 years, loans up to $100,000. Staged funding available for qualified contractors.
Similar Financing Platforms Tools
Compare all →Other tools in the same category. Compare to find the best fit.
Synchrony Home Improvement
Synchrony Financial
Consumer financing from the HVAC industry's largest lender, serving 48,000+ contractor partners since 1998.
Service Finance Company
Service Finance Company, LLC
Home improvement contractor financing with 50+ loan products including 0% deferred interest plans for HVAC
Acorn Finance
Acorn Finance (Headway Sales Inc.)
Free multi-lender financing marketplace for contractors — 18 lenders, FICO 550+, loans up to $250K, zero dealer fees.
Hearth
Hearth
Zero dealer fee consumer financing and digital payment tools