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OnPay

by OnPay Inc.

Last updated Mar 29, 2026 · 1 revision

All-inclusive payroll with unlimited runs, multi-state tax filing, and W-2/1099 management for small contractors.

OnPay - by OnPay Inc. - Payroll & Benefits Administration software - logo 6.8 - Good
Per User · $49/mo Free Trial Mobile App
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Overview

OnPay offers unlimited payroll runs for W-2 employees and 1099 contractors at $49/mo + $6/employee with no extra fees for multi-state tax filing. For HVAC contractors paying weekly or managing subcontractors across state lines, OnPay provides transparent pricing, automated year-end tax forms, built-in HR tools, and integrations with QuickBooks and Xero.

FSH Score Breakdown

Ease of Use
8.0
Features
6.5
Support
6.5
Value
7.5
Integrations
5.5
AI Capabilities
1.5

Customer Reviews

Key Features

Feature Value
ServiceTitan Integration
QuickBooks Integration
Field Worker Mobile App
Union Compliance Reporting

All Features

Feature Value
Multi-Location Support
Hourly Wage Tracking
Benefits Admin Portal
Custom Reporting Engine
API Access
Cloud Hosted
White Label Options
Tax Filing Automation

Pricing

Model
Per User
Starting at
$49/mo
Notes
OnPay uses a single transparent pricing plan with no tiers. The $49 base fee never changes, and the $6 per-person fee applies once per month for each employee or contractor included in at least one pay run. No extra charges for multi-state tax filings, off-cycle runs, or run cancellations. First month free.
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