OnPay
by OnPay Inc.
Last updated Mar 29, 2026 · 1 revision
All-inclusive payroll with unlimited runs, multi-state tax filing, and W-2/1099 management for small contractors.
6.8 - Good Per User · $49/mo Free Trial Mobile App
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onpay.com

Overview
OnPay offers unlimited payroll runs for W-2 employees and 1099 contractors at $49/mo + $6/employee with no extra fees for multi-state tax filing. For HVAC contractors paying weekly or managing subcontractors across state lines, OnPay provides transparent pricing, automated year-end tax forms, built-in HR tools, and integrations with QuickBooks and Xero.
FSH Score Breakdown
Ease of Use 8.0
Features 6.5
Support 6.5
Value 7.5
Integrations 5.5
AI Capabilities 1.5
Customer Reviews
Key Features
| Feature | Value |
|---|---|
| ServiceTitan Integration | ❌ |
| QuickBooks Integration | ✅ |
| Field Worker Mobile App | ❌ |
| Union Compliance Reporting | ❌ |
All Features
| Feature | Value |
|---|---|
| Multi-Location Support | ✅ |
| Hourly Wage Tracking | ✅ |
| Benefits Admin Portal | ✅ |
| Custom Reporting Engine | ✅ |
| API Access | ✅ |
| Cloud Hosted | ✅ |
| White Label Options | ❌ |
| Tax Filing Automation | ✅ |
Pricing
- Model
- Per User
- Starting at
- $49/mo
- Notes
- OnPay uses a single transparent pricing plan with no tiers. The $49 base fee never changes, and the $6 per-person fee applies once per month for each employee or contractor included in at least one pay run. No extra charges for multi-state tax filings, off-cycle runs, or run cancellations. First month free.
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