GreenSky
by GreenSky
Point-of-sale financing for home improvement
Capabilities
Media
About This Product
Major FinTech point-of-sale financing platform acquired by Goldman Sachs. Widely used by HVAC contractors for large-ticket installations with same-day approval, promotional rates, and a large network of lending partners. One of the most recognized financing brands in home services.
Capabilities
How this product is delivered and what's included out of the box.
- Mobile app
- Available
- Free trial
- No
- Free tier
- No
- Public API
- Yes
- Deployment
- Cloud
FSH Score Breakdown
Customer Reviews
Pricing
- Model
- Per Job
- Starting at
- Contact for pricing
- Notes
- Merchant discount rate per funded loan. No monthly fees. Rates vary by promotional plan selected. Volume incentives available.
Related Products 4 across 1 category
Alternatives & Competitors
Why these are related — sources 3
- build-folio.com
“Is GreenSky better than Wisetack? GreenSky is better for larger projects ($25K-$65K), extensive 0% APR promotional options, and brand recognition.”
- contractorguidepro.com
“Wisetack 3.9% base fee versus GreenSky's 3 to 6% standard, 8 to 15%+ promotional dealer fees.”
- wisetack.com
“Wisetack vs. GreenSky”
Why these are related — sources 2
- contractorguidepro.com
“EnerBank/Regions Home Improvement Financing listed as GreenSky alternative #3 in the contractor-financing roundup.”
- build-folio.com
“GreenSky is one of the largest contractor financing platforms with features similar to EnerBank.”
Why these are related — sources 2
- build-folio.com
“Synchrony and GreenSky offer similar products with comparable fee structures (both 0-15%). Synchrony has stronger manufacturer relationships and retail partnerships, while GreenSky has broader direct contractor acceptance.”
- reddit
“leader is GreenSky. Offers a buy deeper Negatives are slightly expensive, rarely need proof of income, difficult to get approved FICO Service Finance probably has the most cost effective fee schedule for better plans (24month No Interest, etc. ) No Income Docs needed (normally) but they’ll only fund upon job completion….. offer a by deeper foundation finance and PowerPay : offer funding at job completion. Lower credit (down to 550/ providing income docs) EnerBank- lower fico, dti requirements, funds at end - also their plan’s begin 180 days from approval Synchrony- similar to EnerBank, but I believe offer staged funding (?)”
Why these are related — sources 1
- build-folio.com
“Service Finance uses risk-based pricing with fees from 0.7% to 2.1%+, contrasted against GreenSky's higher dealer fees (up to 15% for promos); Service Finance offers $100,000 max loans versus GreenSky's $65,000.”