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Regions Home Improvement Financing

by Regions Bank (formerly EnerBank USA)

Zero-interest and installment home improvement loans backed by Regions Bank, with decades of HVAC contractor experience.

5.7 Good See breakdown →

Highlights

30 Features

Capabilities

Custom Mobile App
Buy from Regions Bank (formerly EnerBank USA) Visit website

Media

About This Product

Formerly EnerBank USA, Regions Home Improvement Financing provides specialized loan products including zero-interest options for HVAC contractors. Homeowners apply via mobile app, phone, or online with fast paperless approvals. Requires 5+ years in business and $500K+ annual residential sales to enroll.

Capabilities

How this product is delivered and what's included out of the box.

Mobile app
Available
Free trial
No
Free tier
No
Public API
No
Deployment
Cloud

FSH Score Breakdown

Ease of Use
6.0
Features
5.5
Support
6.0
Value
6.0
Integrations
7.0
AI Capabilities
1.5

Customer Reviews

Features

30 features confirmed across 8categories· Showing confirmed capabilities only

Invoicing & Payments13features

Payment ProcessingDirect deposit fundingInstant Decision Application ProcessPre-Qualification Without Credit Score ImpactFinancing CalculatorFlexible Payment Scheduling Without Extra FeesInstallment LoansInstant ApprovalsLow Monthly Payment Display on Estimates
Show 5 more
Next Day Direct DepositOnline Account Management for Payments and StatementsPrequalification LinkRecurring InvoicingConsumer FinancingPayment Estimator

CRM & Sales7features

Lead ManagementPreQualify featureDedicated Success ManagerCo-Branded Printable Marketing MaterialsMarketing and Advertising Materials AccessPartner PortalPartner Referral ProgramMarketing ToolsMarketing support resources

Platform & Customization4features

Custom BrandingPrivate label program creationCustom TemplatesCustom Loan TemplatesThird-Party IntegrationWebsite integration (banners/buttons)Document ManagementDocument upload for verification

Training & Education2features

Contractor Training and Support IncludedIndividual Training Paths

Customer Communication1feature

Client PortalPartnerPortal

Mobile & Field Tools1feature

Digital FormsPaperless application process

Technician Management1feature

Training CoursesCustomized training

Compliance & Safety1feature

Online Collection of Applications and Licensing Fees

Pricing

Model
Custom
Starting at
Contact for pricing

Related Products 3 across 1 category

Alternatives & Competitors

Wisetack Evidence-backed Good
Wisetack Good match
Why these are related — sources 2
  • contractorguidepro.com

    “EnerBank/Regions and Wisetack co-listed as contractor-financing alternatives in the same comparison roundup.”

  • build-folio.com

    “Top EnerBank alternatives: Service Finance (similar focus, competitive rates), Wisetack (easier setup), BuildFolio (modern integrations).”

Hearth Evidence-backed Good
Hearth Good match
Why these are related — sources 2
  • worksmartdigest.com

    “Hearth offers quick setup, broad credit coverage, no per-job fees; EnerBank's limitations are slower setup, less digital integration, stricter credit requirements. Hearth embeds financing in quotes/invoices/proposals while EnerBank operates as a direct lender.”

  • build-folio.com

    “If a customer doesn’t qualify on EnerBank, try Wisetack or Hearth.”

GreenSky Evidence-backed Fair
GreenSky Good match
Why these are related — sources 2
  • contractorguidepro.com

    “EnerBank/Regions Home Improvement Financing listed as GreenSky alternative #3 in the contractor-financing roundup.”

  • build-folio.com

    “GreenSky is one of the largest contractor financing platforms with features similar to EnerBank.”