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Hearth

by Hearth

Last updated Mar 29, 2026 · 1 revision

Zero dealer fee consumer financing and digital payment tools

Hearth - Financing Platforms software - logo 6.0 Good See breakdown →

Highlights

67 Features3 Integrations

Capabilities

Subscription Mobile App

Trust

Third-Party SharingData Deletion
Buy from Hearth Visit website

Media

About This Product

A fintech platform allowing contractors to offer financing with zero dealer fees. Features soft credit checks approving FICO scores down to 550, seamlessly integrated with digital invoicing and payment collection.

Capabilities

How this product is delivered and what's included out of the box.

Mobile app
Available
Free trial
No
Free tier
No
Public API
No
Deployment
Cloud

Trust & Privacy

Each statement below was extracted directly from the vendor's privacy policy or terms of service. Click "source" to read it in context.

Shares data with third parties

"To third parties, to permit them to send you marketing communications, consistent with your choices"
Confidence: high Source

Data deletion honored on request

"If you would like to request to access, correct, or delete Personal Information we have collected from or about you, you may contact us in accordance with the “Contact Us” section below."
Confidence: high Source

Primary policy document: https://hearthdisplay.com/pages/privacy-policy?srsltid=AfmBOoruQT0Ksn0JPBXsDLCZrC09mUe410IGfnsK8qoWgGg2cDnor8So

FSH Score Breakdown

Ease of Use
6.0
Features
9.0
Support
5.0
Value
5.0
Integrations
7.0
AI Capabilities
1.5

Customer Reviews

Features

67 features confirmed across 11categories· Showing confirmed capabilities only

Invoicing & Payments15features

InvoicingInvoicingPayment ProcessingDigital paymentsConsumer FinancingDirect-lending financing marketplaceAutomatic Invoice Creation from Quotes, Bookings, and Completed JobsCustomizable Invoice Line ItemsFinancing CalculatorInvoice Scheduling Based on Contract Signature or Quote ApprovalInvoice Tracking
Show 7 more
Multiple Lender IntegrationOnline CheckoutPre-Qualification Without Credit Score ImpactProposal Creation With Integrated Financing OptionsCustomer Credit CheckingNo Prepayment PenaltiesSurcharge Visibility in Payment Reports

CRM & Sales14features

CRMSimplified Client ProfilesLead ManagementLead captureAuto Generated QR Codes for Pre-Qualification FormsAutomated Customer TouchpointsAutomated Customer Touchpoints And SequencesAutomated Social Media PostingCentralized Customer InformationCo-Branded Printable Marketing Materials
Show 6 more
Contract TrackingMarketing ToolkitContract ManagementAutomated financing, quote, and contract deliveryMarketing ToolsWebsite bannersAutomated Review RequestsAutomated review requestsMaintenance Agreement ManagerDigital contracts

Platform & Customization12features

Custom BrandingCompany-branded payment options pageHelp CenterChange Log for New Features and Bug FixesCross-Platform SupportDepartments And PermissionsMulti-LocationAvailable in the highest tier planScheduling And Dispatch IntegrationScheduling & DispatchingCustom TemplatesCustomizable digital templates
Show 4 more
Document ManagementAutomatic PDF Attachments for InvoicesRole-Based Access ControlSubcontractor access permissionsThird-Party IntegrationEnhanced QuickBooks IntegrationApproval ManagementMobile document approval

Customer Communication7features

AI ReceptionistAI ReceptionistAutomated Status UpdatesCustomer and Subcontractor PortalsAI ConciergeSuggested actions and next stepsNotificationsAutomatic customer reminders (text and/or email)Customer SupportCustomer service supportCall Search and Filtering

Reporting & Analytics5features

ReportingSurcharge visibility in payment reportsConsumer Financing Metrics ReportingProposal Status TrackingGoal TrackingCustomer progress trackingAI Powered Call Tracking and Analytics

Scheduling & Dispatch3features

SchedulingMulti-device calendar viewAssignment ManagementShared Calendar Viewable on Any Device

Estimating & Quoting3features

Quoting & EstimatesQuote List View with Status FiltersProfessional Quotes in MinutesMobile EstimatesMobile quote generation

Mobile & Field Tools3features

Customizable Forms and ContractsDigital SignaturesDigital signaturesDigital FormsAuto-generated QR codes

AI & Automation3features

AI Driven Workflows with TemplatesAI Powered Prompts and RemindersAI TranscriptionCall Transcription and Analytics

Technician Management1feature

Training CoursesLearn Center

Accounting Integration1feature

Accounting Integration

Integrations 3 across 3 categories

Accounting 1
QuickBooks Online

QuickBooks Online

Marketing 1
Birdeye
Productivity 1
Google Calendar

Google Calendar

Pricing

Model
Subscription
Starting at
$124/mo
Notes
Three annual plans: Essentials $1,499/yr (financing tools, no quotes/contracts/banking/reminders), Pro $1,799/yr (full features including financing status tracking and 0% intro APR cards — most popular), Elite $4,999/yr (large operations/teams). One-time $99 setup fee. Additional locations $999/yr each (after first 2). Zero dealer fees on financed projects. Financing: 17 lenders, $1K-$250K loans, 2-12 year terms, FICO 550+, rates from 4.9% APR.

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