Hearth
by Hearth
Last updated Mar 29, 2026 · 1 revision
Zero dealer fee consumer financing and digital payment tools
Highlights
Capabilities
Media
gethearth.com
About This Product
A fintech platform allowing contractors to offer financing with zero dealer fees. Features soft credit checks approving FICO scores down to 550, seamlessly integrated with digital invoicing and payment collection.
Capabilities
How this product is delivered and what's included out of the box.
- Mobile app
- Available
- Free trial
- No
- Free tier
- No
- Public API
- No
- Deployment
- Cloud
FSH Score Breakdown
Ease of Use 7.0
Features 6.5
Support 5.5
Value 7.0
Integrations 5.0
AI Capabilities 1.5
Customer Reviews
Features
40 features confirmed across
13categories· Showing confirmed capabilities only
Platform & Customization9features
Custom BrandingCompany-branded payment options pageHelp CenterDepartments And PermissionsMulti-LocationAvailable in the highest tier planCustom TemplatesCustomizable digital templatesDocument ManagementAutomatic PDF Attachments for InvoicesRole-Based Access ControlSubcontractor access permissionsThird-Party IntegrationEnhanced QuickBooks Integration
Show 1 more
Approval ManagementMobile document approval
CRM & Sales8features
CRMSimplified Client ProfilesLead ManagementLead captureAutomated Customer TouchpointsAutomated Social Media PostingContract ManagementAutomated financing, quote, and contract deliveryMarketing ToolsWebsite bannersAutomated Review RequestsAutomated review requestsMaintenance Agreement ManagerDigital contracts
Customer Communication5features
AI ReceptionistAI ReceptionistAutomated Status UpdatesAI ConciergeSuggested actions and next stepsNotificationsAutomatic customer reminders (text and/or email)Customer SupportCustomer service support
Invoicing & Payments3features
InvoicingInvoicingPayment ProcessingDigital paymentsConsumer FinancingDirect-lending financing marketplace
Reporting & Analytics3features
ReportingSurcharge visibility in payment reportsProposal Status TrackingGoal TrackingCustomer progress tracking
Scheduling & Dispatch2features
SchedulingMulti-device calendar viewDispatchingReal-time process tracking
Estimating & Quoting2features
Quoting & EstimatesQuote List View with Status FiltersMobile EstimatesMobile quote generation
Mobile & Field Tools2features
Digital SignaturesDigital signaturesDigital FormsAuto-generated QR codes
Accounting Integration2features
Accounting IntegrationBudgetingLoan payments calculator
Technician Management1feature
Training CoursesLearn Center
Equipment & Asset Management1feature
Remote MonitoringFinancing status tracking
Compliance & Safety1feature
Manual J CalculationsLoan payments calculator
AI & Automation1feature
AI TranscriptionCall Transcription and Analytics
Integrations 2 across 2 categories
Accounting 1
QuickBooks Online
QuickBooks Online
Marketing 1
Birdeye
Pricing
- Model
- Subscription
- Starting at
- $124/mo
- Notes
- Three annual plans: Essentials $1,499/yr (financing tools, no quotes/contracts/banking/reminders), Pro $1,799/yr (full features including financing status tracking and 0% intro APR cards — most popular), Elite $4,999/yr (large operations/teams). One-time $99 setup fee. Additional locations $999/yr each (after first 2). Zero dealer fees on financed projects. Financing: 17 lenders, $1K-$250K loans, 2-12 year terms, FICO 550+, rates from 4.9% APR.
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