Shares data with third parties
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Confidence: high
Source
Wisetack
by Wisetack
Financing that closes jobs
Media
www.wisetack.com
About This Product
Consumer financing for residential HVAC contractors. Customers pay for installations in monthly installments (3-60 months) via soft credit check. No setup fees with transaction fees from 3.9%. Projects with financing average 4.5x larger. Integrates with ServiceTitan, Housecall Pro, and Jobber.
Capabilities
How this product is delivered and what's included out of the box.
- Mobile app
- Available
- Free trial
- No
- Free tier
- No
- Public API
- Yes
- Deployment
- Cloud
Trust & Privacy
Each statement below was extracted directly from the vendor's privacy policy or terms of service. Click "source" to read it in context.
Primary policy document: https://wisetack.com/privacy-policy
FSH Score Breakdown
Ease of Use 7.0
Features 6.0
Support 5.0
Value 6.0
Integrations 8.0
AI Capabilities 1.5
Customer Reviews
Features
19 features confirmed across
6categories· Showing confirmed capabilities only
Invoicing & Payments11features
Payment ProcessingText message payment initiationFinancing CalculatorDeferred Interest FinancingDigital Payment Links and QR CodesDirect Bank Transfer FundingEmbedded Financing via APIPrequalification LinkConsistent Professional Pricing
Show 3 more
Mobile Payment Terminal IntegrationPre-Qualification Without Credit Score ImpactConsumer FinancingExtended 0% APR financing plans
CRM & Sales3features
AI Lead ScreeningInstant qualificationMarketing ToolkitEmbeddable CalculatorsEmbedded payment calculator
Mobile & Field Tools2features
Technician Mobile AppDigital FormsNo paperwork required
Customer Communication1feature
In-App Customer Messaging
Technician Management1feature
Flexible Employee Pay Options
Platform & Customization1feature
UI EmbeddingFlexible API for software embedding
Integrations 4 across 2 categories
Field Service 3
Housecall Pro Native
Jobber Native
ServiceTitan Native
CRM 1
Conquer
Pricing
- Model
- Per Job
- Starting at
- Free
- Notes
- No monthly subscription. 3.9% transaction fee per funded loan. Extended 0% APR options carry higher dealer fees (4.9–9.9%). Financing $500–$25,000.
Related Products 6 across 2 categories
Alternatives & Competitors
Regions Home Improvement Financing
Evidence-backed
Good
Regions Bank (formerly EnerBank USA) Good match
Why these are related — sources 2
- contractorguidepro.com
“EnerBank/Regions and Wisetack co-listed as contractor-financing alternatives in the same comparison roundup.”
- build-folio.com
“Top EnerBank alternatives: Service Finance (similar focus, competitive rates), Wisetack (easier setup), BuildFolio (modern integrations).”
GreenSky
Evidence-backed
Fair
GreenSky Good match
Why these are related — sources 3
- build-folio.com
“Is GreenSky better than Wisetack? GreenSky is better for larger projects ($25K-$65K), extensive 0% APR promotional options, and brand recognition.”
- contractorguidepro.com
“Wisetack 3.9% base fee versus GreenSky's 3 to 6% standard, 8 to 15%+ promotional dealer fees.”
- wisetack.com
“Wisetack vs. GreenSky”
Hearth
Evidence-backed
Good
Hearth Partial match
Why these are related — sources 1
- build-folio.com
“Wisetack is better for contractors who want no subscription fees and same-day setup. Hearth is better for those who want a full software suite. Wisetack charges dealer fees (0-9%) while Hearth charges subscription fees.”
